Independent · Fee-Only · Fiduciary
Chart Your Course to Financial Confidence
You have dreams and goals for your life. Together we will chart the most secure path to achieve them.
Meet Your Advisor
Holly Colvin
CFA, CFP® · Founder & Owner, Helm Financial Planning
Worrying about finances impacts your life and relationships. That is where Helm can help. As your trusted advisor, Holly helps you make the financial decisions that will make the most of what you have now and build a more secure, enjoyable future.
Helm's holistic financial planning focuses on your goals, integrates all areas of your financial life, recognizes how your beliefs and attitudes influence the decisions you make, and makes adjustments as your circumstances change. Holly is committed to your success.
What We Offer
Comprehensive Financial Planning Services
Helm's holistic approach integrates every area of your financial life — from day-to-day cash flow to long-term legacy planning.
Comprehensive Financial Planning
A holistic plan integrating every dimension of your financial life — built around your unique goals, values, and circumstances. Not a template. Not one-size-fits-all. Yours.
Our Core Service
Retirement Planning
Strategies to build, protect, and distribute wealth so you can retire with confidence.
Investment Management
Evidence-based, low-cost investment strategies aligned with your risk tolerance and timeline.
Tax-Efficient Strategies
Minimize your tax burden through smart planning, asset location, and proactive coordination.
Estate Planning Coordination
Ensure your legacy is protected and your wishes are carried out with clarity.
Risk & Insurance Analysis
Identify gaps in your coverage and protect what matters most.
Education Funding
Plan strategically for college and education costs without derailing your other goals.
Business Owner Planning
Specialized planning for entrepreneurs — from cash flow to exit strategy.
Our Difference
Why Clients Choose Helm
01
Independent & Fee-Only
We don't sell products or earn commissions. Our only incentive is your success. You pay us directly — no hidden fees, no conflicts of interest.
02
Fiduciary Standard
We are legally and ethically obligated to act in your best interest — always. Not just when it is convenient, but in every recommendation we make.
03
Personalized Approach
We know you as an individual. Your plan is built around your unique goals, values, and circumstances — never a template.
04
Financial Education
We empower you to make confident, informed decisions. You will understand your plan, not just follow it.
Our Process
Your Path to Financial Clarity
Discovery Meeting
We listen deeply to understand your goals, concerns, values, and full financial picture.
Plan Creation
We build a comprehensive, personalized financial plan tailored to your life and aspirations.
Strategy Implementation
We guide you through executing your plan with confidence, clarity, and expert coordination.
Ongoing Partnership
We monitor, adjust, and evolve your plan as your life changes — a relationship built to last.
Our Commitment
A Different Kind of Financial Advisor
We are not one-size-fits-all planners. We don't sell insurance, mutual funds, or any other financial products, nor do we take commissions or referral fees from other professionals.
We believe in the uniqueness of every client and spend time building long-term relationships. Communication and transparency are the foundation of everything we do — you will always have complete and accurate information.
No product sales
No insurance, mutual funds, or financial products
No commissions
No referral fees from CPAs, attorneys, or other professionals
Complete transparency
You always know exactly what you pay and why
Get Started
Ready to Take Control of Your Financial Future?
Schedule a complimentary discovery call with Holly today. There is no obligation — just a conversation about your goals and how Helm can help you achieve them.
Holly Colvin, CFA, CFP®
Founder & Owner
Holly brings deep expertise in both investment analysis (CFA) and comprehensive financial planning (CFP®) — a rare combination that gives clients a truly integrated perspective on their financial lives.
Helm Financial Planning LLC is a registered investment advisor located in the state of Massachusetts. To receive a copy of any of Helm's disclosure documents, including but not limited to ADVs, fee schedules and Privacy Policy, please contact us. contact us.